Total and Permanent Disability (TPD) Discharge
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Please contact us at 1.888.303.7818 between the hours of 8:00AM and 8:00PM ET 7 days a week for assistance with your TPD request. Thank you.
If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation. If you receive a TPD discharge, you will no longer be required to repay your loans or complete your TEACH Grant service obligation. This section explains more about TPD discharge.
There are three ways to show that you are totally and permanently disabled. This section explains the three ways and outlines the supporting documentation you’ll need to provide to us.
Ready to Apply?
Are you ready to begin your application for a TPD discharge? This section allows you to start your application online. After you’ve answered some questions, you’ll print the partially completed application, attach your supporting documentation or get your physician to complete Section 4 of the application, and mail everything to us.
Updated Poverty Guidelines
Please be advised that the poverty guidelines for 2016 have been published and can be accessed through the Poverty Guidelines link located in the Resources section. You will soon be receiving this notification in the mail. This is for your information only and does not require any action on your part.
If you received Form 1099-C (Cancellation of Debt), you are not required to take any additional action with Nelnet. We sent you this form because the U.S. Department of Education discharged your federal student loan(s). The discharged loan amount will be reported to the Internal Revenue Service and may be considered income when you file your federal tax return. For more information, see the “Instructions for Debtor” on the 1099-C form, contact a tax professional, or go to IRS.gov. If you need another copy of your 1099-C form, you may obtain one by logging into your TPD account or creating an account now.